THE ROLE OF THE APPRAISER.
An appraisal of real estate is the valuation of the rights of ownership. It is the duty of the professional appraiser to determine these values by gathering, analyzing, and applying information significant to the assignment or project. The appraiser does not create value, rather, the appraiser interprets the real estate market conditions to arrive at a value estimate. As the appraiser compiles data pertinent to a report, consideration must be given to the site and improvements, as well as the economic influences of the property. An appraiser may spend only a short time inspecting the property, however, this is only the beginning. Considerable research and collection of general and specific data must be accomplished before the appraiser can arrive at a final opinion of value.

THE SYN-MAR APPRAISERS.

Stephen P. Rethmeier, President
Steve was a co-founder of Syn-Mar Associates in 1995 and has been a leader in Southern California's residential and commercial real estate appraisal industry since 1985. He is an Associate Member of the Appraisal Institute and is also a member of the Foundation of Real Estate Appraisers. He has taught Appraisal Review and Compliance seminars for Robert Morris Associates (RMA), as well as financial institutions. Steve and his wife Cindy have been married over twenty years and live in Yorba Linda, California with their two children. Steve is an avid motorcycle racing and college football enthusiast.

Julie Hackney, Senior Appraiser
With more than thirteen years experience in the local real estate market, Julie has been with Syn-Mar since 1995. She is a member of the Foundation of Real Estate Appraisers and received her BA degree from Biola University. Julie, her husband and two sons live in Corona, California where they are active with water and jet skiing, camping, and their elementary school events.

Jeff Eggleston, Senior Appraiser
Jeff brings to Syn-Mar over thirteen years of expertise in the local real estate appraisal market. He is an Associate Member of the Appraisal Institute and is currently pursuing his MAI designation. In addition, he is a licensed real estate broker. He received a BS degree in Finance with a concentration in Real Estate from California State University, Long Beach in 1989. When out of the office, Jeff enjoys living a very active lifestyle training and participating in spring triathlons, hanging out with this three young daughters, and taking rides on his motorcycle.

Larry P. Hampton, Senior Appraiser
Larry joined Syn-Mar in 1996 and possesses over ten years experience specializing in the Orange County and Inland Empire real estate markets. He earned his BA degree from California State University, Dominguez Hills. Larry, his wife and four children also live in Yorba Linda, California. Larry is an avid basketball and volleyball player, as well as an accomplished singer/songwriter with several recordings to his credit.

Deborah White, General Manager

Deborah has been in the real estate appraisal industry for over eleven years and with Syn-Mar since its inception. She is a Certified Review Appraiser with the National Association of Review Appraisers & Mortgage Underwriters. In addition, she received her BS degree in Finance with a concentration in Real Estate from the California State University, Long Beach in 1990. She is responsible for overseeing all Syn-Mar job production, including USPAP review and compliance procedures. Deborah, her husband, and two young children enjoy boating and other outdoor activities.